OK, here goes.
I am probably $30,000 in debt. Debt being the word that has best described my finances since my first day at University when my overdraft paid for my first terms rent and a case of beer. I am now on the edge of 30, and if you were to read my CV, you'd probably agree that i am relatively successful. However, being white and middle class this is a given I am rarely thankful for. Instead i have wasted most of my life and achieved very little. I am probably 10kgs overweight and my entire life currently runs on about 50% of my true potential.

More details to come, but for now this will suffice.

This is day 1 and i'm about to change all that.